On this page: This page outlines what your rights are if you have debt.

Reasons you might not have to pay - Do I have to pay the debt?

 There are many situations that you may encounter where you may feel obliged to pay a debt. You may not required to under some circumstances, but under some circumstances you may be required to do so. The following are some reasons you might not need to pay;

  • you may have lodged a defence in court because you disagree with the contract
  • your only income source is Centrelink or Workcover
  • your debt is older than a set period of time
  • you are, or may become, bankrupt