On this page: This page outlines what you can do if you receive a letter of demand

Creditor notices and letters of demand

I got a letter of demand/notice – what do I do?

Sometimes it can be hard to know if the debt is yours or if it is the correct amount. It can get even more difficult if your debt was sold to a debt collector.

If you don’t think you owe the debt or it is incorrect you have the right to dispute the debt, contact VALS.