Reasons you might not have to pay – Do I have to pay the debt?

 There are many situations that you may encounter where you may feel obliged to pay a debt. You may not required to under some circumstances, but under some circumstances you may be required to do so. The following are some reasons you might not need to pay;

• you may have lodged a defence in court because you disagree with the contract
• your only income source is Centrelink or Workcover
• your debt is older than a set period of time
• you are, or may become, bankrupt